Income |
3,556 |
6,184(1) |
5,310 |
-4,383 |
-894 |
Costs |
-4,119 |
-3,607 |
-3,703 |
-1,114 |
-554 |
Gross operating income |
-563 |
2,577 |
1,607 |
-5,497 |
-1,448 |
Cost of risk and other impairments |
-3,314 |
-1,174(1) |
-683 |
-551 |
-278 |
Net income Group share |
-3,326 |
1,010 |
723 |
-11,639 |
-2,866 |
Assets |
651,006 |
577,630 |
566,735 |
412,759 |
357,210 |
Loans and advance to customers |
368,845 |
353,987 |
352,307 |
173,550 |
150,019 |
Financial assets at fair value through profit or loss and financial
investments |
141,073 |
115,328 |
96,655 |
43,381 |
38,741 |
Liabilities |
645,388 |
565,642 |
556,007 |
413,079 |
353,900 |
Customer borrowings and deposits |
114,728 |
120,950 |
127,060 |
19,419 |
11,111 |
Debt securities |
188,120 |
213,065 |
210,473 |
105,288 |
109,651 |
Total equity |
5,618 |
11,988 |
10,728 |
-320 |
3,310 |
Core shareholders' equity (2) |
17,488 |
18,498 |
19,214 |
7,589 |
10,919 |
Total shareholders' equity (3) |
3,916 |
10,181 |
8,945 |
-2,018 |
2,852 |
Cost-income ratio (4) |
115.8% |
58.3%(1) |
69.7% |
n.a. |
n.a. |
Return on equity (5) |
-22.6% |
5.6% |
3.8% |
-86.9% |
-44.1% |
Tier 1 capital |
16,126 |
17,573 |
18,425 |
6,305 |
10,989 |
Total regulatory capital |
18,077 |
20,251 |
20,636 |
8,589 |
11,535 |
Weighted risks |
152,837 |
129,758 |
140,834 |
83,374 |
55,321 |
Tier 1 ratio |
10.6% |
12.3% |
13.1% |
7.6% |
19.9% |
Capital adequacy ratio |
11.8% |
14.1% |
14.7% |
10.3% |
20.9% |
Earnings per share (in EUR) (6) |
|
|
|
|
|
basic (7) |
-2.42 |
0.55 |
0.37 |
-5.97 |
-1.47 |
diluted (8) |
-2.42 |
0.55 |
0.37 |
-5.97 |
-1.47 |
Net assets per share (in EUR) (6) (9) |
|
|
|
|
|
related to core shareholders' equity (1) |
9.47 |
10.02 |
9.86 |
3.89 |
0.35 |
related to total shareholders' equity (2) |
2.12 |
5.52 |
4.59 |
-1.04 |
0.09 |
(1) 2009 figures are restated as the provisions for legal litigations were previously included in income (other net income).
(2) Without AFS, CFH reserve and cumulative translation adjustments.
(3) With AFS, CFH reserve and cumulative translation adjustments.
(4) The ratio between the expenses and the income.
(5) The ratio between the net income Group share and the weighted average shareholders' equity (estimated dividend for the period deducted).
(6) The earnings per share and the net assets per share have been restated to take into account the issue of bonus shares distributed to the shareholders and to enable comparison.
(7) The ratio between the net income Group share and the weighted average number of shares.
(8) The ratio between the net income Group share and the weighted average diluted number of shares.
(9) The ratio between the shareholders' equity (estimated dividend for the period deducted) and the number of shares (after deduction of own shares) at the end of the period.
(10) In accordance to IFRS 5, the comparative information concerning the discontinued operations is disclosed separately.