Success Factors

Our perennial plan for 2005 to 2007 rests on four principal objectives supporting the model of Dexia since its creation:

• To confirm our position as a European banking group with an international vocation. Although current results essentially originate from Belgium, France, Luxembourg and North America, the unceasing geographic development gives it significant levers for future growth.
• Continue a policy of innovation in the creation of products and services through our recognized expertise in our different business lines.
• To create value by virtue of an ambitious policy of organic growth in all business lines and only to accept investments releasing sufficient profitability.
• To rest on a base of values in phase with society. Attentive to the basic developments of our companies, we have made sustainable development and ethical values both the signature of Dexia and the touchstone of our entire strategy.

 Vision

The dynamism shown by our commercial business lines is a root of the continuing growth of earnings, despite increased competitive pressures. As regards general costs, the effort to control them and the search for synergies within the Group will continue. The ambition is to confirm Dexia' s status as 'predictable growth stock'.