Board of Directors

 

 

Composition of the Board of Directors

​Gilles Denoyel

Chairman of the Board of Directors

04-August-1954 - French

Year of first appointment / Current mandate
2018 / 2018-2022

Independent director
Chairman of the board of directors of Dexia
Chairman of the board of directors of Dexia Crédit Local

Other mandates and functions 
Director of Trust BK (France), Director and chairman of the committee monitoring nuclear commitments of EDF (France)

Biography
Gilles Denoyel is a graduate of the Ecole des Mines in Paris, the Institut d'études politiques (IEP) in Paris, and the Ecole nationale d’administration (ENA). He was appointed Inspector of Finance at the Ministry of the Economy and Finance in 1981 before, in 1985, joining the Directorate of the Treasury as Mission Head and then as Secretary General (1987) to the CIRI, Head of the Credit Insurance Office, Head of the Financial Markets Office (1989-92), Deputy Director of Insurance (1992-94), and Deputy Director of Holdings (1994-96). He then joined the CCF group in 1996 as Director Finance, Secretary General in charge of Strategy and Operations in 1998, then Deputy Director General Finance in 2000 and participated in the link-up with the British group HSBC, where he continued his career as Deputy Chief Executive Officer of HSBC France from 2004. In that role, he was first in charge of central and financial functions. In 2006, he took charge of the asset management business line, insurance activities and central non-financial functions. From 2007, he supervised all the risk and control functions and relations with the supervisory authorities. In 2015, he was appointed International President Institutional Relations of the HSBC group for Europe. Since his retirement from the HSBC group, in June 2016, he has been performing advice missions in the financial sector and has been Senior Advisor at Bain Consulting. He was chairman of the group of banks under foreign control in France from 2006 until 2016, and Treasurer of the French Banking Association from 2004 until 2016. Since May 2019 he has been director and chairman of the nuclear commitments committee of EDF.
 
Principal fields of expertise
Finance and credit institutions, financial risk management, leadership and management of institutions.

​Pierre Crevits

Director

23-May-1967 - Belgian

Year of first appointment / Current mandate
2020 / 2020-2024

Executive director
Director and Chairman of the Management Board of Dexia
Director and Chairman of he Management Board of Dexia Crédit Local

Other mandates and functions 
Chairman of the Board of Directors of Namur Invest

Biography
Pierre Crevits is holder of Master’s Degree in Economics and Social Sciences, extended by four years as an assistant at the University of Namur. He spent the rest of his career to date at the National Bank of Belgium. He held various positions there, including head of macroeconomic statistics, before taking over as head of the Bank's General Secretariat, a position he has held to this day.
From 2010 to 2014 he was seconded as Chief of Staff in the Belgian federal government. He also chaired the Scientific Committee on Government Accounts at the Institute of National Accounts from 2016 to 2020 and still chairs the Board of Directors of the Namur Invest Group.
 
Principal fields of expertise
Economics, banking supervision and banking regulation, strategy, HR management, crisis management.

​Giovanni Albanese

Director

22-February-1959 - Italian

Year of first appointment / Current mandate
2018 / 2018-2022

Executive director
Director and Member of the management board as Chief Risk Officer of Dexia
Director and Chief Risk Officer, Deputy Executive Officer of Dexia Crédit Local

Biography
Giovanni Albanese has a degree in electrical engineering from the University of La Sapienza (Italy), a Master of Science and a third cycle Degree in electrical engineering from the University of Southern California (USA), as well as an MBA from the Bocconi University (Italy). After working for more than 12 years in different firms of consultants (McKinsey & Company, Booz Allen and Hamilton and Roland Berger Strategy Consultants), he joined the Unicredit group in 2006, where in particular he was head of risks for Italy, head of the group’s credit risk and head of the group's internal validation department. In September 2018, he was appointed Chief Risk
Officer of the Dexia Group and a member of the Management Board of Dexia.

​Bart Bronselaer

Director

06-October-1967 - Belgian

Year of first appointment / Current mandate
2012 / 2017-2021

Non-executive director
Director of Dexia and Dexia Crédit Local

Other mandates and functions
Independent Director of United Pensions OFP

Biography
Bart Bronselaer holds a degree in industrial engineering (Group T – Leuven), as well as a master’s degree in information sciences (VUB) and a master’s degree in business administration (MBA – U.C. Louvain). The major part of his career (1993-2003) was
spent with Merrill Lynch International in London, where he held various positions, the last chronologically as Head of Debt Capital Markets for Europe, the Middle East and Africa. There he had the task of structuring and selling financial solutions to various clients,
such as financial institutions, industrial companies and public bodies. In 2003, he became an independent expert in financial services. He was Chairman of the Board of Directors of Royal Park Investments until 31 December 2013. From November 2019 till MAy 2020, he has been
Chief Executive Officer and Chairman of the Management Board ad interim of Dexia and director and Chief Executive Officer ad interim of Dexia Crédit Local.

Principal fields of expertise
Financial markets, finance, structured finance, derivatives, strategy.

​Alexandre De Geest

Director

05-February-1971 - Belgian

Year of first appointment / Current mandate
2012 / 2017-2021

Non-executive director 
Director of Dexia and Dexia Crédit Local

Main function
General Administrator of the Belgian Federal Public Service Finance (FPS Finance)

Other mandates and functions
Chairman of the Protection Fund for Financial Instruments, Member of the Commission for Nuclear Reserves

Biography
Alexandre De Geest is a graduate in law from the Catholic University of Louvain and the Free University of Brussels. He has been a director of numerous companies including Gazelec (2004-2005) and the Silver Fund since 2003. He was an Adviser to the Cabinet of the Federal Minister of Finance from 2000, then an Adviser to the Cabinet of the Federal Minister of Foreign Affairs in 2011. He has been director of FPS Finance since 2012 and CEO since 2016.
 
Principal fields of expertise
Financial markets, finance, taxation.

​Bertrand Dumont

Director

02-July-1973 - French

Year of first appointment / Current mandate
2018 / 2018-2023

Non-executive director
Director of Dexia and Dexia Crédit Local

Main function
D​eputy Director General of the Treasury (France)

Other mandates and functions
Non-executive director of Business France

Biography
Bertrand Dumont is a graduate of the Ecole Nationale d’Administration (ENA), the Institut d’Etudes Politique de Paris (IEP) and the Ecole Normale Supérieure Ulm. He began his career in 2001 in the Agence France Trésor where he held the posts successively of Deputy of the Secretary General of the "Club de Paris" and Head of Cash Management. He joined the International Monetary Fund (Washington DC) in 2005, where he was appointed Advisor and he became Alternate Executive Director for France in 2006. In 2007 he has been appointed Advisor for international and European affairs of the Cabinet of the Minister of Economy, Industry and Employment (Paris). In 2010, he became Advisor in charge of multilateral financial affairs to the Cabinet of the Vice-President of the European Commission in charge of the internal market and services (Brussels), where he was appointed Coordinator to the Cabinet in 2014. From 2015 till 2017 he joined HSBC France (Paris) as Head of Prudential Management. From 2017 till 2018, he was Deputy Director to the Cabinet of the Minister of Economy, Finance and Industry (Paris). Since 2018, Bertrand Dumont has been Deputy Director General of the Treasury.

Principal fields of expertise
Economics, financial markets, financial regulation, risk management

​Thierry Francq

Director

30-April-1964 - French

Year of first appointment / Current mandate
2013 / 2017-2021

Non-executive director
Director of Dexia and Dexia Crédit Local

Main function
Director of the Cabinet of the Chairman and CEO of the Covea Group

Biography
Thierry Francq is a graduate of Ecole polytechnique and Ecole nationale de statistiques et d’administration économique (ENSAE). He began his career in 1988 in the direction de la Prévision (Ministry of the Economy, Finance and Industry), as Deputy Head of the Foreign Office and then of the Financial Transactions Office. In 1992, he joined the General Directorate of the Treasury where he was Deputy Head of the Housing Financing Office and, as of 1995, Head of the Office in charge of French policy regarding the International Monetary Fund (IMF), the international financial system and the preparation of the G7 summits.
From 2000 to 2002, he held the position of Deputy Head in charge of the regulation of insurance companies, products and markets and then, from 2002 to 2004, Deputy Head of the State holding department before being appointed Head of Economy Financing at the French Treasury. In March 2009, he was appointed Secretary General of the Financial Markets Authority (AMF). From December 2012 to September 2013, he was executive adviser to the CEO of the French Treasury. He was Deputy General Auditor for Investment from October 2013 until September 2018. Since September 2018 he has been Director of the Cabinet of the Chairman and CEO of the Covea Group.

Principal fields of expertise
Economics, financial regulation and administration.

​Véronique Hugues

Director

28-May-1970 - French

Year of first appointment / Current mandate
2016/2017-2021

Executive director
Director and Member of the management board as Chief Financial Officer of Dexia
Director and Chief Financial Officer, Deputy Executive Officer of Dexia Crédit Local

Biography
Véronique Hugues has a double Master’s degree in finance from the University of Paris IX Dauphine and the University Johan Wolfgang Goethe in Frankfurt and a master DESS 203, market finance from the University of Paris IX Dauphine. After beginning her career with Deutsche Bank in Paris, in the ALM department, she joined the Dexia Group in 2001 as Head of Long-Term Funding. She took charge of Financial Communication in 2009 and, in 2013, became Head of Financial Management and director of Dexia Kommunalbank Deutschland and Dexia Sabadell. From 2014 to 2016, she was Deputy CFO of Dexia and a member the Group Committee. With this mandate, she directed various transversal projects within the Finance activity line. Since June 2016 she has been an executive director of Dexia, Chief Financial Officer and member of the Management Board of Dexia and Director and Executive Vice President of Dexia Crédit Local.

Principal fields of expertise
Finance, financial markets, financial communication, change management and transformation processes

​Tamar Joulia-Paris

Director

05-October-1952 - Belgian

Year of first appointment / Current mandate
2019 / 2019-2023

Independent director 
Director of Dexia and Dexia Crédit Local

Other mandates and functions
Executive director of TJP Capital

Biography
​Tamar Joulia-Paris is a graduate of the Ecole Polytechnique in Mons (Belgium), the Ecole Nationale Supérieure de Géologie et de Prospection Minière in Nancy (France) and the Solvay Business School in Brussels (Belgium). After ten years in the construction sector
and in manufacturing industry, mainly in developing countries, she joined the banking sector in 1992 at Banque Bruxelles Lambert (later ING Belgium) where she was in charge of credit risk management. She subsequently held senior management positions at ING Group in
Amsterdam, where she was in charge of the group-wide credit portfolio and credit markets during the financial crisis of 2008, and led teams in Europe, the US and Asia. In addition to her management functions, Tamar Joulia-Paris is also a member of the Management
Council of ING Group. After more than 25 years in the banking sector, she set up her own consulting and training company specialising in risk management in the financial sector, the impact of prudential regulations and balance sheet and portfolio optimisation. She is
also a visiting professor at the Facultés Universitaires de Saint-Louis (UCL) where she has been teaching risk management since 2004.

Principal fields of expertise
Financial company management, risk management, international regulations, crisis management, finance, audit and HR

​Alexandra Serizay

Director

31-March-1977 - French

Year of first appointment / Current mandate
2016 / 2017-2021

Independent director
Director of Dexia and Dexia Crédit Local

Main function
Global Head of Strategy - Corporate Services at Sodexo

Other mandates and functions
Director of Cofiroute and of AFS (VInce Autoroutes Group)

Biography 
Alexandra Serizay is a graduate of the ESSEC. She began her career in 1997 as internal auditor with France Télécom Transpac, and then joined Deutsche Bank in London in 1999 as Associate in M&A. In 2004, she joined Bain in Paris and became Manager in 2007. In 2011, she joined HSBC France, first of all as a member of the Executive Committee of HSBC France, responsible for Strategy, and then in 2013 she became Secretary General of the Executive Committee of RBWM (Retail Banking & Wealth Management) and director in charge of customer development and offers in 2016. She also assumed a mandate within the boards of HSBC REIM France (Real Estate Investment Managers), HSBC SFH France (HSBC covered pool) and HSBC Factoring France. In September 2017 she left the HSBC Group to become Global Head of Strategy - Corporate Services at Sodexo.

Principal fields of expertise
Audit and finance, mergers and acquisitions, strategy, digital transformation, risk management.

​Michel Tison

Director

23-May-1967 - Belgian

Year of first appointment / Current  mandate
2016 / 2016-2020

Independent director
Director of Dexia and Dexia Crédit Local

Main function
​Professor of finance law and Dean of the Faculty of Law and Criminology at the University of Ghent

Biography
Michel Tison, Doctor of Law, has been, since 1998, Associate Professor, and then, since 2008, Professor at the University of Ghent. He is the author or co-author of many publications regarding banking and financial law. From 2001 to 2014, he was an independent Director and Chairman of the Board of Directors of Aphilion Q2 (UCITS) and from 2005 to 2014, a member of the Audit Committee of the hospital of the University of Ghent. Since 2005, he has been an assessor for the “legislation” department of the Council of State.
 
Principal fields of expertise
Banking and finance law, audit.

 

​Koen Van Loo

Director

26-August-1972 - Belgian

Year of first appointment / Current mandate
2008 / 2017-2021

Non-executive director 
Director of Dexia and Dexia Crédit Local

Main function
​Chief Executive Officer and member of the Strategy Committee of the Federal Holding and Investment

Other mandates and functions
Director of Certi-Fed SA, Capricorn ICT Fund, Capricorn Sustainable Chemistry Fund, Sinnolabs Hong Kong Ltd, Euroports Group BV

Biography
Koen Van Loo is graduate in applied economics. After gaining a degree in taxation, he began his career as Deputy Adviser to the Central Economic Council. In September 1999, he joined the Office of the Belgian Minister of Finance as an expert. In November 2000, he was appointed Adviser to the Cabinet and was then Head of the Cabinet from May 2003 until November 2006. He was then appointed Chief Executive Officer and a Member of the Strategy Committee of the Federal Holding and Investment Company
 
Principal fields of expertise
Financial analysis, accounting, taxation and strategy

 

​Claire Vernet-Garnier

Director

10-February-1984 - French

Year of first appointment / Current mandate
2020/ 2021-2024

Non-executive director
Director of Dexia and Dexia Crédit Local

Main function
Responsable for the Finance pool of the "Agence des participations de l’Etat (APE) - France"

Other mandates and functions
Member of the board of directors of Orano Cycle, Orano Mining and of the "Conseil de surveillance de l’Aéroport de Montpellier Méditerranée"

Biography
Claire VERNET-GARNIER is a graduate of the Ecole Nationale des Ponts et Chaussées (E-MBA, FR), the Solvay Brussels Schools of Economics and Management (BE) and Temple University (USA). A former student at the ESSEC, she also holds a Master's Degree in Management from Audencia Business School.

After starting her career in 2008 in the Equity Syndication teams at Société Générale, Claire VERNET-GARNIER joined the Equity Capital Markets department of Bank of America Merrill Lynch as an Analyst in 2010. She rejoined Société Générale CIB as Senior Analyst and then Associate in the Corporate Finance / Equity Capital Markets Large Caps teams in 2012. Then, in 2015, she joined the pan-European stock exchange operator Euronext to head its Pre-Listing activity. Since 2018, Claire VERNET-GARNIER has been Head of the Finance Division at the Agence des participations de l'Etat (APE), in charge of the portfolio's primary and secondary equity market operations.

Principal fields of expertise
Financial markets, management, risk management.

​Aline Bec

Observer

24-January-1957 - French

Year of first appointment / Current mandate
2017 / 2017-2021

Observer / Non-executive director 
Observer of Dexia
Director of Dexia Crédit Local

Biography
The holder of a Master’s Degree in Mathematics from the University of Lille 1, Aline Bec has considerable experience acquired in major banking groups in France, such as BPCE, Natixis, Crédit Agricole, Crédit Lyonnais and the BFCE, where she held the posts of Head of IT Systems, Operations, Organisation of Real Estate and Purchasing. She was involved in numerous major projects and digital transformation programmes. Before joining the Dexia Group in October 2016, from 2012 she was with BPCE, where she held the post of Deputy Director General and was a member of the Executive Committee, responsible for IT Systems, Purchasing, Logistic Real Estate and Major Programmes.
 
Principal fields of expertise
Finance, audit and accountancy, protection from fraude, operational risk, risk management, human ressources.

​Véronique Tai

Observer

20-June-1968 - belge

Year of first appointment / Current mandate
2017 / 2017-2021

Observer / Non-executive director 
Observer of Dexia
Director of Dexia Crédit Local

Main function
Membre du Management Board of the Advance Ruling Service of the Belgian Tax Administration.

Other mandates and functions
Chairman of the board of directors of FIF-FSI

Biography
The holder of a triple Degree in Law (Fiscal, European and Private Property) from the Free University of Brussels, Véronique Tai first of all held the post of Corporate Finance Adviser at Coopers&Lybrand. In 1996 she joined SPF Finances, where in particular she made her name as Expert Adviser to the Cabinet of the Minister Finance in the Financial Markets Unit, before becoming an active member of the Management Board of the Advance Ruling Service of the Belgian Tax Administration. She is also a member of the Board of Directors of Rekode, fund manager at Inclusio and Chairman of the Board of Directors of FIF-FSI. At the same time, she lectures for the Master’s Degree in Tax Law at the Free University of Brussels.
 
Principal fields of expertise
Tax, financial markets, accounting standards, corporate finance