Join the Dexia teams

The Dexia Group’s management in run-off offers you the opportunity to gain new and exciting experience

Are you ready to take on new stimulating and exciting challenges? Do you want to accelerate your career by developing your skills? Would you like to enhance your employment chances in a dynamic and rewarding environment? We are interested in your profile

Job description

Within the Finance & Business Management Department, the work-study candidate will be fully integrated in the team and will gradually be entrusted with the following missions:

Your missions:

  • Implement second-level accounting controls.
  • Take part in closings (controls based on sampling) to assess the quality of accounting and regulatory processes.
  • Review the consistency of accounting standards, entries, and control support documents.
  • Conduct first-level accounting and regulatory controls.
  • Participate in reviews of accounting and regulatory processes and reviews of hedging relationships.
  • Write summary notes about the work carried out.
  • Propose improvements to strengthen controls and the quality of accounting production as well as documentation of the processes.
  • Ensure the implementation of control processes for new projects (outsourcing, internal transfers, automation, etc.).
  • Exchange with the accounting and regulatory teams and with the internal control functions.

 

This position is very cross-functional with the potential for advancement in the Finance, Audit, Internal Control and Risk business lines depending on the profile of the candidate.

Profile

Your profile:

  • You are currently enrolled in post-secondary education at a business school or university equivalent specialising in Accounting/Audit.
  • You are fluent in business English, which is a requirement for the position.
  • You have expertise in accounting software and office tools such as Word, Excel, and PowerPoint.
  • You have good banking accounting skills. In addition, you are interested in regulatory topics.
  • You are recognised for your rigour, flexibility, interpersonal skills, and your ability to work in a team.
  • Ideally, you have already worked at an audit firm.

Preferred start date: As of September 2024 - 12 to 24-month contract

Location: La Défense

Apply

Job description

Within the Credit Risks Department/CEC Local Public Sector Team, you will be responsible for the analysis and monitoring of counterparty risk for the entire local public sector portfolio (France and International).

Your missions:

  • Collect and enter the accounts of the counterparties in question.
  • Data control and verification.
  • Analysis of financial scores and ratings allocated.
  • Participation in the writing of rating reports including a sectoral analysis and individual financial analyses and portfolio review.
  • Presentation of the results to the CEC team.
  • Writing of individual financial analyses on private and public satellites.
  • Other cross-functional missions are possible depending on the skills and expectations of the candidate.

Profile

Your profile:

  • You are currently enrolled in a business school, engineering school or university equivalent at Master level, specialising in Finance.
  • You have an interest and solid skills in the financial analysis field.
  • You are skilled at entering and using data in EXCEL and you have excellent writing skills.
  • You have good spoken and written English skills. Knowledge of Spanish is an advantage.
  • You are recognised for your rigour, energy and your compelling proposals and you like teamwork.

Preferred start date: As of September 2024 - 12-month contract

Location: La Défense

Apply

Job description

Within the Risk Management/Project and Corporate Financing Department, you will be responsible for analysing and monitoring the Group’s project and corporate financing risks. You will participate in monitoring and analysing the credit risk of project and corporate financing transactions in the Infrastructure (PPP, transport, etc.), Energy (notably renewable) and Environment sectors in both France and internationally. The work-study candidate will gradually be responsible for:

  • Ensuring the timely annual review of the project and corporate financing transactions they are in charge of
  • Ensuring, jointly with the Asset Management Department teams (and with the risk teams of the international establishments, if required) the investigation of waiver/corporate action requests or restructuring proposals and preparing recommendations to be validated by a unit manager
  • Ensuring the continuous monitoring of counterparty risks in their portfolio (press news, technical and financial report analysis, meetings with the different Asset Management Department teams, etc.)
  • Participating in the quarterly review of sensitive files (Watchlist/Quarterly review)
  • Drafting cross-functional sectoral studies, in line with the current events happening in the sector or the needs of the bank
  • Other missions are possible depending on the skills and expectations of the candidate.

Profile

Your profile:

  • You are currently enrolled at a business school or university with a specialisation in finance.
  • You are interested in financial analysis and have solid skills and knowledge in this field.
  • You have excellent analytical and summary skills.
  • Your English is very good (spoken and written), and you ideally speak a second language (Spanish, Italian or German).
  • You have excellent knowledge of office tools such as Excel.
  • You are meticulous, hard-working, responsive and have excellent interpersonal skills.

Preferred start date: September 2024

Location: La Défense

 

Apply

Job description

Within the Market Risk Department, the work-study candidate will gradually be entrusted with the following missions:

  • Contributing to the reporting of risk indicators for balance sheet management (RAF, QRR), in particular for short-term risk indicators;
  • Measuring and analysing the risk indicators according to the relevant schedule and the quality level and traceability level set out;
  • Escalating breaches of limits where these occur;
  • Preparing the various committee meetings ("ALCO" and "MRC") with the Assets and Liabilities management teams;
  • Following regulatory developments and simulating the impacts thereof;
  • Participating in statements of requirements and test scenarios for IT projects impacting activity.

Profile

Your profile:

  • You are currently enrolled in post-secondary education and specialising in economics, finance and/or risk management (Engineering Grande Ecoles, specialising in finance, business school or university Master in financial mathematics and finance/risk management).
  • You are fluent in business English.
  • You have mastered office tools including Word, Excel, and PowerPoint. Knowledge of Access is an advantage.
  • You have keen writing skills and are able to express yourself orally.
  • You are recognised for your rigour, autonomy, and relational skills, your ability to work in a team and your analytical and summarising abilities.

Preferred start date: September 2024

Location: La Défense

 

Apply

Job description

The Dexia Purchasing Department is responsible for all Group purchases within Europe, including the purchases required for the working environment, including IT, telecoms, and intellectual services.

The extent of Purchasing’s duties is currently evolving and must support the transformation plan carried out by the Group on its business lines. The Purchasing Department is also in the midst of transforming its approach, its scope, its processes, and its risk management.

Joining us will provide you with a unique opportunity to take part in this transformation and to contribute to it.

With the support of your tutor, or of a buyer, your missions will consist primarily of:

  • Managing purchasing categories jointly with the business lines and the entities of the Group, consolidating needs forecasts with operations staff for IT services, hardware, software, IT projects (development, integration, solution implementation), TMA, TRA, IT Subcontracting, Telecoms and Services Platforms;
  • Implementing supplier sourcing;
  • Participating in the launch of calls for tenders;
  • Conducting qualitative and quantitative analyses of supplier expenditures and the purchasing categories entrusted;
  • Taking part in commercial and legal negotiations;
  • Preparing contract documents;
  • Using the Ivalua Purchasing platform (purchase request processing, supplier creation, contracts, sending of purchase orders, etc.);
  • Implementing Purchasing governance with the suppliers identified: planning of contract committee, supplier/strategic meetings, follow-up via our Ivalua Purchasing platform.

Profile

Your profile :

  • You have a Bachelor or Master degree and are specialising in Purchasing.
  • You are interested in the IT sector.
  • You are looking for a 12 to 24-month work-study programme.
  • You have ideally had prior experience in the field.
  • You have mastered Microsoft M365 tools (Outlook, Teams, Excel, PowerPoint, and Word).
  • You have good relational and listening skills. You are curious, autonomous, rigorous and have excellent writing skills.
  • You are proficient in English.

Preferred start date: As of September 2024 - 12 to 24 month contract
Preferred schedule: Three weeks at the company and one week in school
Location: La Défense

Apply

Job description

You will work with the Project Portfolio Management team within the Operations & Information Systems Department.

As a junior PPM, your missions will be as follows:

Your missions:

 

  • Preparation of project governance body media;
  • Meeting reports on a case-by-case basis;
  • Updating of the team’s SharePoint Space;
  • Working on Project Portfolio Management communication: Template optimisation, communication with project managers;
  • Support for PPM Clarity tool administration.

Profile

Your profile:

  • You are currently enrolled in a Bachelor or Master programme in Management, Engineering, at a Business School or at University (Economics, Management or Finance).
  • You have had exposure to investment banking, finance, and project management.
  • You have mastered Excel and PowerPoint.
  • You are recognised for your autonomy, rigour, sense of service and your team spirit.

 

Preferred start date: As of September 2024 - 12-month contract

Location: La Défense

Apply

Job description

Au sein de la Direction des Risques Opérationnels et de la sécurité des systèmes d’information, l'alternant.e sera progressivement amené.e à effectuer les missions suivantes :

Vos missions :

  • Identification, mesure et analyse des risques opérationnels du groupe Dexia;
  • Analyse des causes principales de défaillance (système, processus, personne, externe), des incidents et suivi des plans d’action mis en œuvre pour la maîtrise des risques ;
  • Animation et formation du réseau des correspondants au sein des entités opérationnelles en France et à l’international ;
  • Monitoring de KRIs (Key Risk Indicators) et KPI (Key Performance Indicators), en particulier pour la gestion du dispositif d’appétit au risque;
  • Préparation des Comités de gestion des risques opérationnels et élaboration du reporting global périodique et développement de requêtes spécifiques ;
  • Suivi des tableaux de bord à destination du management ; 
  • Liaison avec les fonctions de contrôle interne : Contrôle Permanent, Contrôle Périodique.

Profile

Votre profil :

  • Vous êtes actuellement en formation Supérieurs économiques ou financières.
  • Vous disposez d’un anglais courant, qui est indispensable pour le poste.
  • Vous maîtrisez des outils bureautiques tels que Word, Excel, et Powerpoint. La maîtrise d’Access est un plus.
  • Vous avez des qualités de rédaction et d'expression orale.
  • Vous êtes reconnu.e pour votre rigueur, votre autonomie, votre aisance relationnelle votre capacité à travailler en équipe, ainsi que pour vos qualités d’analyse et de synthèse.
     

Lieu : La Défense

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Job description

You will join the Information Systems Security and Business Continuity team within the Risk Management Department and contribute to the following:

  • Production of KRIs (Key Risk Indicators) for Information Systems Security and Business Continuity issues.
  • Mapping of Information Security risks.
  • Management of Security incidents.
  • Updating of business continuity and recovery plans in the event of an incident.
  • Organising fallback site testing.
  • Crisis management system maintenance.
  • Updating and analysis of evaluation questionnaires for Critical and Important Service Providers (security, continuity, etc.).
  • Reviewing and managing access rights.

Profile

Your profile : 

  • You are currently studying at a business school or university equivalent with specialisation in Finance/Audit/Risk Management/Banking.
  • You are interested in risk management issues, in particular, business continuity and Information Systems Security.
  • You have good spoken and written English skills.
  • You are recognised for your rigour, energy and your compelling proposals and you like teamwork.

Preferred start date: July 2024

Location: La Défense

Apply

Job description

The candidate chosen will gradually take on the following duties within the Operational Risks and Information System Security Department:

Your missions: 

  • Identification, measurement, and analysis of Dexia Group’s operational risks.
  • Analysis of the main causes of failures (system, process, person, external) and of incidents, and monitoring of the action plans implemented to manage risks.
  • Leadership and training of the network of correspondents within the operations entities in France and internationally.
  • Monitoring of KRIs (Key Risk Indicators) and of KPIs (Key Performance Indicators), in particular to manage the risk appetite system.
  • Preparation of the operational risk management committees, development of global periodic reporting and of specific requests.
  • Monitoring of dashboards for management.
  • Liaison with internal control functions: Permanent Control, Periodic Control.

Profile

Your profile

  • You are currently studying for a post-secondary economics or finance degree.
  • You speak fluent English which is essential for the role.
  • You have expertise in office tools such as Word, Excel, and PowerPoint. Knowledge of Access is an advantage.
  • You have keen writing skills and are able to express yourself orally.
  • You are recognised for your rigour, autonomy, and relational skills, your ability to work in a team and your analytical and summarising abilities.

Preferred start date: As of September 2024 - 12 to 24-month contract
Location: La Défense
 

Apply

Job description

You will join the Permanent Control team within the Risk Department where you will contribute to the following:

  • Strengthening of the permanent control system based on the overall risk mapping.
  • Carrying out independent second level controls.
  • Analysing the causes of failures identified by first-level controls reported by the operations functions.
  • Validating and monitoring corrective actions intended to improve the relevance and effectiveness of internal controls and reduce net risks.
  • Producing reports for management.
  • Taking part in the functional administration of the control management application (OSCAR).
  • Participating in the functional updates project for the OSCAR tool.

Profile

Your profile : 

  • You are currently studying at a business school or university equivalent with specialisation in Finance/Audit/Risk Management/Banking.
  • You are interested in control issues and are knowledgeable about the Business Object tool and other tools including Excel/VBA.
  • You have good spoken and written English skills.
  • You are recognised for your rigour, energy and your compelling proposals and you like teamwork.

Preferred start date: From September 2024

Location: La Défense

Apply

Job description

Within the Project Portfolio Management Department and reporting to the PPOM, the Business Line Director will be responsible for managing and coordinating complex projects (regulatory, strategic, and legal) within their area. Their key duties will consist of:

 

  • Managing one or more projects (cost, deadlines, quality, and risks) and deploying the company’s strategy in projects.
  • Analysing user needs and deciding between various projects, if required.
  • Managing changes in project management culture and its organisation and ensuring transparent communication of the choices made.
  • Providing a methodology, tools, training and support to IT and business line project managers.
  • Coordinating all staff and interfaces involved and managing all commitments (deliverables, milestones, etc.).

To ensure further optimisation and effectiveness, the Business Line Director will also have the following responsibilities:

 

  • Managing the translation of business line needs during the functional definition phase and directing the technical teams (gathering, reviewing, and questioning business cases, project descriptions, cost estimates and resource planning and allocation).
  • Assuming staff and technical leadership for complex projects by applying project management governance (solving the planning conflicts of support lines/projects impacted and prioritising). 
  • Coordinating the IT Copil and the business line project managers to ensure the successful completion of their projects by providing know-how and organisational methodologies.
  • Ensuring successful project completion, that deadlines and budgets are met, the follow-up of project phases and of Reporting to the project Sponsor and to the Project Portfolio Management Director for potential decisions regarding project selection or the resetting of priorities.

 

The missions described above are not exhaustive and may be expanded to meet the position’s requirements.

Profile

You have a post-secondary education (bachelor or master degree from a university, business school or engineering school) and have solid operations experience (at least 10 years) in a similar position acquired in banking, ideally in finance and investment banking.

You have good knowledge of the banking industry, excellent communication and editorial skills, the ability to understand and explain complex and varied issues, a keen sense of coordination and the skills needed to implement a pragmatic and effective methodology, the ability to synthesise, a sense for detail and leadership and teaching skills.

You are comfortable with office tools: Word, PowerPoint, and Excel.

Fluent English is essential.

 

Apply

Job description

Within the Risk Department, you will work in the RMQD (Risk Models, Quantification and Defaults) team. The RMQD team is responsible
for the development and use of all quantitative credit risk models, both at counterparty and portfolio level. The development is based on advanced statistical and mathematical modelling. The models are used by the RMQD team itself for key regulatory and strategic exercises, ranging from quarterly IFRS9 expected credit loss calculations, projections of the key risk measures in the financial plan, stress testing and the integrated ICAAP file of the bank. More specifically, the projects cover:


• The development, maintenance and backtesting of the internal credit risk models, which are used for analyzing the counterparty-level credit risk in the Dexia Portfolio. This implies the construction of rating migration, PD and LGD models, covering the whole process from data collection & treatment, discrimination analysis and calibration of the risk levels up to implementation (both long-term Through-The- Cycle and Point-In-Time macro-economic models).
• The calibration of the parameters of the internally developed portfolio management tool which assesses the portfolio tail risk (Credit Value-at-Risk, VaR). These include a.o. the calibration of stochastic PD and LGD, the asset correlation structure and global maintenance/updates of the portfolio management tool to reflect the portfolio’s risk dynamics.
• The production of strategic long-term and/or stress test results for top management. The RMQD team assists in the development of the different base and stress scenarios and is responsible for the calculation of all credit risk impacts (a.o. losses in case of default, IFRS9 provisions, risk-weighted assets). On other risks (such as operational and market risk) the RMQD team is responsible for the collection and aggregation of the relevant results from the other Risk teams in order to produce the global risk view across the bank and its entities
under all base and stress scenarios.
• The development and follow-up of the credit risk indicators within Dexia’s Risk Appetite Framework.

All the above mentioned models and tools are built and maintained within RMQD inside the Matlab environment, while the data
treatment is mainly based on SQL.

Profile

• You hold a University degree with a quantitative and/or financial background (business/financial engineer, civil engineer, physicist,
mathematician, etc.).
• You speak english, french and dutch.
• You have at least 3 years of experience in risk quantification and/or Credit risk in a bank or financial institution, or have an equivalent
working experience, such as a PhD in your domain.
• You have a good knowledge on statistics/mathematics, as well as in financial products & markets and/or credit risk, or are willing to invest
in the latter.
• You are comfortable with programming/model development in Maltab (or equivalent tools like Python) and SQL.
• You are able to push the team forward and contribute to the team dynamics, while at the same time being able to work on an individual
basis.
• You are able to focus on finding effective solutions that are applicable for Dexia’s business, in a changing economic and regulatory
environment.

Apply

Job description

The post holder will be tasked with analysing and improving market risk indicators in order to render an appropriate image of the risk profile of Dexia Crédit Local and the Dexia Group.

The post holder will be responsible for all or part of the following tasks:

  • Identifying the market risks for the activities for which the post holder tracks, developing measurement indicators and market risk monitoring indicators, particularly VaR, stress tests and economic equity.
  • Updating "policies", "guidelines", methodologies and procedures facilitating the proper documentation of activities.
  • Ensuring application complies with the prudential framework (management of the internal GIRR model, calculations of equity requirements, etc.).
  • Measuring and analysing the risk indicators and financial performance indicators according to the relevant schedule and the quality level and traceability level set out.
  • Daily monitoring of limits and escalating where exceeded.
  • Periodically checking the non-significance of unmodelled risks; periodically checking the relevance of hypotheses and short cuts taken in the different models.
  • Following the regulatory developments and simulating the impacts thereof.
  • Participating in the improvement of production and reporting tools.
  • Participating in the modelling of new risks linked to new products.

Profile

We are looking for a candidate with a BAC qualification +5 years specialising in market finance. 

A minimum of 3 years' experience in financial markets is required.

Good command of Excel, VBA and ACCESS is expected.

We are seeking candidates with an excellent command of both written and spoken English.

Apply

Job description

Among the main responsibilities of RMQD are:

- Developing, backtesting and stresstesting of quantitative credit risk models (e.g. probability of default), in the context of IFRS 9 provisioning and for internal risk assessment, for all asset classes in the Dexia portfolio.

- The annual production of the internal capital assessment (ICAAP) covering all risk types. Full production of the credit risk assessment via portfolio risk models. Transversal responsibility with other teams to collect input for other risk types (market risk, operational risk, climate risk, …) and to integrate all risks in the final overall risk assessment.

- Developing and backtesting of models translating forward looking macro-economic scenarios into credit risk impacts.

- Strategic planning and capital projection under different scenarios for the full Dexia portfolio, taking into account economic and regulatory constraints, and considering specific risks at portfolio level such as correlation and concentration risk.


The position involves state-of-the-art modelling and data science for active risk management. This is a perfect first experience in quantitative risk management, in a multicultural environment within a highly motivated team.

Profile

University degree with a strong quantitative orientation (mathematics, commercial engineering, physics, statistics, data science).

Strong programming skills are required.

  • Profound knowledge of English and French are required.
  • Experience in Financial Mathematics, Risk & Financial Engineering is a plus but not a requirement.
  • Desired experience: none
  • Specialization: Finance, Mathematics, Physics
  • Spoken languages: French, English
  • Level of study: Bac+5 and more
  • Degree: MASTER 2, MBA
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