Het beheer in afbouw van de groep Dexia biedt je de mogelijkheid om een unieke en boeiende ervaring op te doen
Ben je op zoek naar nieuwe, stimulerende en boeiende uitdagingen? Wil je je loopbaan in een stroomversnelling brengen door je vaardigheden verder te ontwikkelen? Zou je graag je inzetbaarheid een boost geven in een dynamische en leerrijke omgeving? Je profiel interesseert ons!
We are seeking a Compliance Officer to join the Compliance Department.
The incumbent of the post will be responsible for the following tasks:
We are looking for our future staff member to have a degree in law, economics or finance with a minimum of three years’ experience in a banking/financial environment within an internal control team.
Some of the documentation provided, requested productions and exchanges with the departments are in English, so we are looking for candidates who are at ease in English, both orally and in writing.
If you are known for your ability to analyse and summarise, your organisational skills, your precision and autonomy, as well as your interpersonal skills, then we look forward to receiving your application !
This position can be based in Paris or Brussels.
The main task performed by the incumbent of this post is to take charge of matters related to the analysis and production of external and internal regulatory reports while respecting the quality level and the required deadlines in coordination with the other team members.
Against that background, he or she:
We are seeking candidates with a university or engineering college degree with a risk management component and at least five years’ experience in a similar position.
Experience in the field of banking regulation and solvency ratios is expected.
A good knowledge and understanding of different types of risks (credit, market and so on), Basel 3/CRR2 regulations and accounting principles are required.
English is used both in writing and orally, so we are looking for candidates who are fluent in English.
Proficiency in Excel, VBA, B.O, SQL, Access is an asset.
The qualities expected to perform this task successfully: autonomy, precision, adaptability, ability to manage different subjects simultaneously, and an appetite for teamwork.
Au sein de la Direction des Risques, vous intègrerez l'équipe du Contrôle Permanent et vous serez progressivement amené(e) à remplir les missions suivantes :
Vos missions :
Date de début souhaité : A partir Septembre 2022 – Contrat de 6 mois
Lieu : La Défense
The incumbent of the post is responsible for the Group's liquidity projections presented to ALCO (and communicated to the States and regulators) and for the management of liquidity for the Finance division.
He/she participates in steering the liquidity strategy, liquidity ratios and the budget process by issuing management recommendations in conjunction with the Front Office and Risk ALM departments.
He/she also participates in the preparation of the Group's long-term financial projections for the CODIR, the Board of Directors and external stakeholders in order to monitor the execution of the Group's orderly resolution plan.
He/she carries out studies to assess the impact of strategic projects on the main components of this financial trajectory (balance sheet size, liquidity requirements, interest margin, residual risks, compliance with regulatory constraints, and so on).
Essential tasks
You will be expected to have at least five years' experience in financial management or analysis, particularly in the areas of liquidity, profitability and solvency, as well as a very good knowledge of liquidity management, the monitoring of associated indicators and financial instruments (loans, securities, hedging derivatives, and so on).
A transversal knowledge of the associated ALM concepts (interest rate, base, foreign exchange, index risks, and so on) is required to perform the tasks for this position successfully.
A good command of IT tools (Excel, Access, Business Object, VBA, and so on) is required.
The qualities required for this position are precision, analytical and synthetic skills, good writing skills, organisational skills and a capacity for innovation.
Fluency in English is expected.
Under the responsibility of the Head of IT Systems Security, the IS Project Manager participates in the general coordination of IT security and business continuity management of the Dexia Group.
He/she participates in the steering of actions to be taken to achieve the objectives of the security and continuity policy and monitors the implementation of this policy and the associated directives.
The incumbent of the post will take charge of and/or contribute to the following tasks:
Within the Finance & Business Management department, you will organise the second-level accounting and regulatory control. In this capacity, you will carry out both regular controls (process of closing the accounts and establishing regulatory reporting) and ad hoc controls (thematic reviews) within the scope of Dexia and its subsidiaries.
You will ensure the quality and efficiency of the control environment and make proposals to strengthen processes and controls.
You may also be required to conduct transversal reviews or help implement controls which impact several departments.
The main objective of the incumbent of the post is to guarantee the correct and uniform application of the Dexia Group's principles and procedures.
The principal functions are as follows:
You will be required to have a degree from a business or engineering college, or a university equivalent, specialising in Accounting - Audit.
You will have at least three years’ experience in accounting/regulatory functions or internal or external audit in a banking environment with solid management experience.
Languages: French and English (with a very good knowledge of both standard and technical English).
Technical knowledge: very good skills in bank accounting, in particular concerning IFRS and French GAAP standards as well as a good command of the main regulatory reporting: Finrep; Corep; LCR; NSFR; Anacrédit.
Your main assets are:
- good interpersonal skills, diplomacy,
- communication skills, curiosity,
- precision, organisation and method,
- taste for operations,
- ability to convince.
We are looking for an Accountant for market activities within the financial control division of the finance department.This new employee will be entrusted with the following missions:
We are looking for candidates with a degree in accounting, university or business school (minimum of 3 years of higher education) and at least 2 years of experience in a similar position.
These candidates must have knowledge of financial operations and IFRS9 and of computer and office tools (Office pack).
Team spirit, ability to work in a cross-functional manner, analytical skills and
The post holder coordinates the updates to the long-term financial plan (VLTM) intended for the Management Committee, Board of Directors, external stakeholders (States, regulators, etc.) in order to facilitate monitoring of the execution of the Group’s resolution plan. The post holder undertakes impact assessments of strategic projects on the principal components of this financial trajectory (size of balance sheet, liquidity requirements, MNI, residual risks, adherence to regulatory requirements, etc.).
Key tasks
Across Dexia (subsidiaries and branches included), directly or where appropriate, in collaboration with representatives within the subsidiaries or branches, the poster holder will undertake the following tasks:
Within the Risk Department, you will work in the RMQD (Risk Models, Quantification and Defaults) team. The RMQD team is responsible for the development and use of all quantitative credit risk models, both at counterparty and portfolio level.
The development is based onadvanced statistical and mathematical modelling. The models are used by the RMQD team itself for key regulatory and strategic exercises, ranging from quarterly IFRS9 expected credit loss calculations, projections of the key risk measures in the financial plan, stress testing and the integrated ICAAP file of the bank.
More specifically, the projects cover:
All the above mentioned models and tools are built and maintained within RMQD inside the Matlab environment, while the datatreatment is mainly based on SQL.
You hold a University degree with a quantitative and/or financial background (business engineer, civil engineer, physicist, mathematician,etc.).
You have at least 3 years of experience in risk quantification and/or Credit risk in a bank or financial institution, or have an equivalentworking experience, such as a PhD in your domain.
Languages : English, French, Ducth
You have a good knowledge on statistics/mathematics, as well as in financial products and markets, or are willing to invest in the latter.
You are comfortable with programming/model development in Maltab/R and SQL.
You are able to push the team forward and contribute to the team dynamics, while at the same time being able to work on an individualbasis.
You are able to focus on finding effective solutions that are applicable for Dexia’s business, in a changing economic and regulatory environment.
Au sein de la direction Financial Controlling, le titulaire du poste participe au suivi et à l’analyse financière d'un portefeuille d'actifs sensibles du groupe en proche collaboration avec le Front Office. Il assure notamment la bonne production des impacts financiers associés à partir des données de marché, risque et comptable. Il contribue à la préparation et la vérification des reportings publiés. Il s'approprie et améliore les processus nécessaires à la production et à la maîtrise des données analytiques, et ce dans un environnement stimulant.
Vos missions:
Le titulaire du poste assure, selon l’organisation définie, les missions suivantes :
Le candidat ou la candidate sera accompagné(e) dans ses travaux, en autonomie croissante.
Among the main responsibilities of RMQD are:
- Developing, backtesting and stresstesting of quantitative credit risk models (e.g. probability of default), in the context of IFRS 9 provisioning and for internal risk assessment, for all asset classes in the Dexia portfolio.
- The annual production of the internal capital assessment (ICAAP) covering all risk types. Full production of the credit risk assessment via portfolio risk models. Transversal responsibility with other teams to collect input for other risk types (market risk, operational risk, climate risk, …) and to integrate all risks in the final overall risk assessment.
- Developing and backtesting of models translating forward looking macro-economic scenarios into credit risk impacts.
- Strategic planning and capital projection under different scenarios for the full Dexia portfolio, taking into account economic and regulatory constraints, and considering specific risks at portfolio level such as correlation and concentration risk.
The position involves state-of-the-art modelling and data science for active risk management. This is a perfect first experience in quantitative risk management, in a multicultural environment within a highly motivated team.
University degree with a strong quantitative orientation (mathematics, commercial engineering, physics, statistics, data science).
Strong programming skills are required.
Reporting to the Risk Department, you will be responsible for defining regulatory methods and treatments as well as analyzing the impacts of future regulatory changes covering risk topics, with a focus on quantitative aspects. This analysis is conducted on ad hoc projects and recurring strategic projects (the financial plan, ICAAP, stress tests, etc.):
- defining regulatory methods and processes and ensuring the proactive monitoring of future developments in prudential regulation (relating to risk issues);
- defining regulatory methods and processes for risk topics;
- proposing solutions to optimize Dexia's key regulatory indicators such as solvency ratio and leverage ratio;
- participating in the management of certain strategic transversal projects related to regulations, such as the Risk Appetite Framework;
- participating in the implementation of proactive regulatory monitoring on risk topics (CRR2, Basel 3 / Basel 4, and so on);
- analyzing and managing the impacts of regulatory changes on indicators, on the bank's strategy, on risk policy and on calculation tools and processes (financial plan, ICAAP, stress tests, ...). You make basic and stress projections of regulatory evolutions based on quantitative models.
With further education to BAC +5, a degree from a university or engineering or business college, you have at least 5 years' professional experience in a similar position.
You will speak fluent English.
You will have a good knowledge of the main financial products (derivatives, especially swaps, bonds, repos, etc.)
You will have a good understanding of credit risk and market risk.
You will have a good knowledge of databases, data science or programming.
You will be known for your accuracy, your strength of proposal and your adaptability.
Reporting to the Head of Communication and Investor Relations, you will be responsible for defining, coordinating and implementing the Group's communication activities :
External, financial and regulatory communication
Elaboration of content